Şarkıcı: Christy Carlson Romano
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Parça: How I Lost All My Money
Christy Carlson Romano - How I Lost All My Money Altyazı (SRT) (10:01-601-0-en) (ÖN İZLEME)
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....... FUL LİRİK & ALTYAZI İÇİN AŞAĞIDAKİ DÜĞMELERİ KULLANINI .......
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- This is how I blew all
my Disney money.
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I started making money with Disney
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when I was 16.
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And there's a law called
the Coogan Law
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that protects minors
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from their parents spending
all their money.
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That's not exactly what
happened to me,
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but I will take you on a journey
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to my path of financial fluency
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and how I made and lost
millions of dollars.
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So basically, you start to
make money every week,
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you negotiate at a certain rate
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for how much you're gonna
make per episode.
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Eventually, you get to renegotiate.
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That's why agents are super important
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is because they can help you
negotiate higher rates
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and even things like residuals.
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I mean, those are sort of fixed rates.
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Which by the way, in case
you didn't know,
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residuals reduce by 10%
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for a 10-course cycle.
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So assuming my shows
were in syndication
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and we do that after 65 episodes
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and "Kim Possible," "Even Stevens,"
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they were in syndication,
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so I got residuals for a long time.
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I really regret not investing
my money wisely.
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I didn't get a house.
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I didn't take any money
and store it away,
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other than the Coogan money.
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That money, I used towards
going to college at 18.
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I left the business and
I went into college,
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and I took a lotta that
money and put it
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towards not having student loan debt.
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That was smart, sure.
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Except that I left school
a year and a half in
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and then I had this money
at my disposal.
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I was never told how much
money I was making.
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Money didn't have a purpose for me.
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I didn't really know what it was.
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I just knew that I had it and
I didn't care about it.
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That's a problem.
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You gotta teach kids the value
of each single dollar
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that they make, everything
that they do,
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the energy that it brings
to their life,
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and what it takes to make that dollar.
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It's a relationship that
you have to it.
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I wasn't really fluent in how
to take care of my money.
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At 21, I decided to part
ways with my family
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for like a year because
I didn't like the way
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that my money was being managed.
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And it was a sad year for me,
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but it was also an interesting year.
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I started to understand that I had
a certain amount of money
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and that made me feel super confident.
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So I would go to the stores,
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I would buy really big-ticket items
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from like Ralph Lauren.
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So much so that I actually
had a friend
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who worked there who was
my personal shopper.
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Funny how he wasn't my friend when
I stopped shopping there.
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I tried my best to class myself up.
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At the time, I was also
dating somebody
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who kind of gave me this like stigma
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of not being good enough.
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And a lotta people were telling
me I wasn't good enough.
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And so I was using buying things
and money as a weapon.
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I felt like if I could just
buy certain things,
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I would feel better or if I just
lived a certain lifestyle,
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I would be closer to that joy
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of feeling accepted and
a lot less alone.
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Because I felt really dumb
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for not knowing about my money,
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and I never really made
peace with that.
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Even to this day, there's nothing
that I can really do
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about the fact that money
came and went.
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So for example, the biggest
regret I have
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is that a psychic came into my life
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and managed to get a bunch
of money from me.
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I will definitely talk about
that another time.
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But some other crazy purchases
that I made,
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I had a '72 Corvette that
my uncle from Ohio
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didn't want and so, he
offloaded it to me.
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I was having to do all
this work on a car
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that I never even drove.
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I would have anybody that was
dating me at the time,
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"Please drive my car.
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Please just drive it so that
we can have fun together."
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That's so sad.
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Anyway, I did away with the car.
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I bought, bought being
the operative word,
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and you should really just lease,
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a G wagon Mercedes, every month
payment, really bad on gas.
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It was when it first came out too,
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so everybody was super into this car
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and I just needed to have it.
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I mean, you think you have
this extravagant life
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and then real life hits
you in the face.
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It's like, no, now you have
to maintain the car.
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Now you to put nice gas in the car
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'cause it's a particular
type of engine.
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Overall, I was not being taught
how to manage my money.
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For example, when I was 21,
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I had a record deal,
I had a book deal.
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And in that year, I made
just about $1 million.
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And in that same year, I spent it.
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I pretty much had like a loss.
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And I know that sometimes
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that's like a good thing to report,
but it's really not.
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You wanna know that you've made money
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and that some of it's saved.
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It's really sad.
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But really, there's no purpose
in fretting about the past.
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Everything that happens to
us has to be a lesson
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that we can grow from.
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I went back to school,
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and I went back to school on a grant
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so that I could finish
my degree finally.
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And I think I was like 30,
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and I went back to school
another time.
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But in the process of
getting my degree,
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it was like 12 years long.
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So I'm just like a lotta
people out there.
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I have student loan debt
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and I'm trying to pay stuff off.
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And meanwhile, I have kids.
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Now, my biggest thing
about child actors,
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you aren't told that the work
is gonna slow down.
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In fact, I was told the opposite.
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Specifically, by my mom,
some of my team,
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even my money manager at the time.
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"Oh don't worry, 'cause
the residuals come,"
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or, "Don't worry, 'cause you're
gonna keep making money."
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And you know, it's interesting.
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It bred a sort of contempt in me.
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It was a tremendous amount
of pressure.
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And I think I self-destructed,
to be perfectly honest.
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After my mom stopped working
with me for that year,
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I was like three hours
late to auditions.
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I would like not get there on time
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'cause I was just not mentally
in the pocket.
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I was overwhelmed pretty much.
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And so the transition wasn't
smooth for me,
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monetarily, emotionally, anything.
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There's ways to avoid this
and maybe I am somebody
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that's wanting to open up to you
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so that you can learn from me.
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But I will say, invest that money
in ways that matter.
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The tricky thing is that
when you're young,
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you need to be taught the difference
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between asset and liability.
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So a dollar can either
make you more money
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of you're just giving it away.
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And so when those numbers
started to go down,
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I felt like I needed to
like just perform
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and then the joy of performing
got taken
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because all I wanted to do
was make more money.
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And so yeah, I mean, it
very easily becomes
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about making money for you.
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I did a lotta movies
I didn't wanna do.
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There was a specific movie
I actually did
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that I'm not proud of,
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and now I've got two daughters.
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I love them dearly and I would
never, ever want them
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to go through what I went through.
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Basically, I did a nude scene.
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I had never thought in a million years
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that I would ever do something
like this.
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I was America's sweetheart,
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morally sound in my mind.
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I believed in the Disney magic.
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I still do.
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And then I felt so exploited
and marked and horrible.
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So obviously, I'm okay now.
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I promise you, I'm okay.
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....... FUL LİRİK & ALTYAZI İÇİN AŞAĞIDAKİ DÜĞMELERİ KULLANINI .......
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