SORU: aşağıdaki parçaya göre cevaplayınız
According to the writer, the most distinctive feature of zaito is that ____ .
In Japan, there is a government investment and loan
programme, known as zaito. Unlike normal government
spending, zaito relies not on tax revenues but on people's
savings. These are drawn from the publicly-owned postalsavings
system, which by law must place all deposits with
zaito, and from the postal life-insurance schemes and
various pension funds. The finance ministry, which has
run zaito for more than 100 years, then lends the money
out. During the second World War, zaito financed Japan's
military build-up. Afterwards, it paid for reconstruction
and helped to channel low-cost funds into such strategic
industries as steel and car-making. More recently, it has
turned to “social” investments, such as infrastructure
projects and housing.