The biggest problems affecting the IMF, the World Bank, and other instruments of globalization concern governance. At both the IMF and the World Bank, voting rights are allocated not according to population but according to economic power, and the various countries' representatives are typically finance ministers or members of central banks, not officials with broader outlooks and concerns. ----. Therefore, the voices of those most affected by globalization are barely audible in discussions about what policies these international bodies should follow.